Fannin County Homes under $400,000

Welcome to Fannin County, Texas – a hidden gem that beautifully blends serene country living with vibrant community spirit. Nestled in the heart of North Texas, Fannin County is renowned for its lush landscapes, friendly neighborhoods, and rich history. With charming towns like Bonham and Honey Grove, residents enjoy a warm, welcoming atmosphere enriched by local festivals, artisan markets, and a variety of outdoor activities.

For those seeking an affordable slice of Texas paradise, Fannin County offers an impressive selection of homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse range of properties that cater to every lifestyle. From quaint cottages adorned with historical charm to modern family homes with spacious backyards, there’s something for everyone in this picturesque county.

Imagine sipping your morning coffee on a sun-drenched porch, surrounded by the beauty of nature. With plenty of parks, lakes, and walking trails, outdoor enthusiasts will appreciate the abundance of recreational opportunities right at their doorstep. The county’s strong sense of community fosters an environment where neighbors become friends, creating lasting connections that make Fannin feel like home.

With its affordable housing market, rich culture, and stunning landscapes, Fannin County is the perfect place to plant your roots. Come explore the possibilities and discover why so many are choosing to call this charming corner of Texas their home. Your dream home awaits!

Newest Fannin County Homes under $400,000

$270,000

3 Beds ⋅ 2 Baths ⋅ 21407619 MLS

Welcome home to this beautiful, nearly new 3-bedroom, 2-bath home in Leonard, TX! Built just two years ago, this well-maintained home offers 1,645 square feet of comfortable living space with a spacious open floor plan perfect for everyday living and entertaining. Beautiful wood-look tile flooring adds warmth and style throughout the home, while foam-encapsulated insulation provides excellent energy efficiency and year-round comfort. Step outside to enjoy the large backyard, offering plenty of room for entertaining, pets, or outdoor activities. An 8x10 Tuff Shed is also included, providing additional storage for tools, lawn equipment, and more. With modern finishes, energy-efficient construction, and a generous backyard, this move-in-ready home offers the perfect combination of comfort, style, and functionality. Don't miss your opportunity to own this beautiful home in Leonard!

305 W Houston St, Leonard

$359,900

3 Beds ⋅ 2 Baths ⋅ 21405628 MLS

Nestled in the heart of Leonard, TX, this delightful 3-bedroom, 2-bathroom residence offers a perfect blend of comfort and convenience . The property's prime location near the local high school and the new Elementry School ensures easy access to educational facilities and community amenities. A standout feature of this home is it's generously sized yard, adorned with majestic, mature trees that provide shade and tranquilit y. The detached 1-car garage includes a workshop space, catering to those with hobbies or creative pursuits. Meticulously cared for and presented in great condition, this property promises not just a house, but a welcoming home where cherished memories can be made.

300 E Short St, Leonard

$110,000

2 Beds ⋅ 1 Baths ⋅ 21404458 MLS

Welcome to this cozy and charming cottage nestled in the heart of the quaint and growing community of Bonham, Texas! This inviting 2-bedroom, 1-bath home features beautiful hardwood floors, plenty of character, and a warm, welcoming atmosphere. Situated on a spacious quarter-acre lot in an established neighborhood, this property offers the perfect blend of small-town charm and convenience. Within walking distance of historic downtown Bonham, you'll enjoy easy access to local shops, restaurants, and the charming town square. Outdoor enthusiasts will appreciate being close to several area lakes, including the recently opened Bois d'Arc Lake, offering wonderful opportunities for fishing, boating, and recreation. Conveniently located approximately 30–35 minutes from Sherman, 40–45 minutes from Paris, 45–50 minutes from McKinney, and approximately 1 hour and 20 minutes from DFW International Airport. Whether you're searching for a cozy place to call home, a charming weekend getaway to escape the hustle and bustle of city life, or an investment opportunity, this delightful cottage offers endless possibilities in a wonderful small-town setting!

1007 Willow St, Bonham

$189,000

3 Beds ⋅ 2 Baths ⋅ 21406143 MLS

Welcome home to a very well maintained home nestled in the town of Bailey. Sitting across from the city park, this charming residence is the perfect blend of comfort, style and functionality. Step inside to an open-concept living and dining area that flows seamlessly into spacious kitchen that is ideal for everyday living and entertaining. Entering the backyard, there sits a pergola for your morning coffee or relaxing evenings. There is also a 12x25 storage building for extra storage!

402 Cleveland St, Bailey

$185,000

3 Beds ⋅ 2 Baths ⋅ 21406469 MLS

Discover the perfect blend of comfort and convenience in this charming 3-bedroom, 2-bathroom home located right in the heart of town. This inviting residence puts you just moments away from the best local shopping, healthcare, and recreational activities, making daily errands a breeze. Whether you are starting your homeownership journey or looking for a cozy place to settle down, this home offers an incredible opportunity at an affordable price. All measurements are approximate and deemed reliable but not guaranteed; square footage, lot size, and room dimensions are estimates and should be verified.

228 E Boyd Ave, Bonham

$195,000

3 Beds ⋅ 2 Baths ⋅ 21405010 MLS

Fully Renovated 3BD-2BA Gem Near Historic Downtown Bonham – Like-New Construction! Experience the worry-free lifestyle of modern construction paired with the charm of living near historic downtown Bonham. Recently rebuilt from the studs up, this 3-bedroom, 2-bathroom home offers complete peace of mind with brand-new essential systems, including a new HVAC system, updated electrical service, new hot water heater, fresh interior and exterior paint, and stylish vinyl plank wood flooring and blinds throughout. The windows were replaced in 2024. As you step inside, you are greeted with an open, sunlit floor plan. At the heart of the home is the contemporary kitchen with shaker-style cabinetry, sleek granite countertops, and a new electric range and dishwasher. The new refrigerator and microwave will remain. Both bathrooms feature new vanities and new shower-tub enclosures. Outside, enjoy a spacious backyard equipped with a new privacy fence, a large storage shed (6x10) – perfect for a workshop or just extra storage – and a beautiful deck (14x11) that is perfect for entertaining or just enjoying your morning coffee! The home also has a 12x21 carport. Minutes from Bonhams local dining, shopping, and the town square, this turnkey property is low maintenance and ready for its new owners. Schedule your private showing today before its gone!

506 W 7th St, Bonham

$359,000

4 Beds ⋅ 3 Baths ⋅ 21404380 MLS

Welcome to this 4 bedroom, 3 bathroom home. Offering the perfect blend of comfort, flexibility and space. This home features a mother-in-law suite, ideal for multi generational living, guests or a private retreat. A bonus room that has been used as a library and study area. Step outside to the large backyard, offering plenty of room for pets, entertaining, gardening or simply enjoying the outdoors. This home is ready to meet your needs and lifestyle. Buyer and Buyer's agent to verify all information.

1908 Nancy Lea Dr, Bonham

$105,000

2 Beds ⋅ 1 Baths ⋅ 21403410 MLS

Historic Charm & Timeless Character in the Heart of Bonham Step into the charm and character of another era at 103 S Center St in Bonham, Texas. This unique 2-bedroom, 1-bath home offers beautiful original hardwood floors, classic details, and a story of its own. The bathroom features a charming clawfoot tub, adding a touch of vintage elegance that perfectly complements the home's character. Throughout the home, the original hardwood floors bring warmth, beauty, and timeless appeal. Upstairs, discover an intriguing piece of the home's history — an attic space that was once used as a bedroom. The original door still opens with a skeleton key, offering a rare glimpse into the home's past and adding to its unmistakable historic personality. Whether used for storage, a creative space, or simply appreciated as a unique architectural feature, this area is sure to spark conversation. The property also offers an exciting opportunity with the vacant lot behind the home. The lot previously had a house on it, creating potential for future use or possibly another structure, subject to city approvals, zoning, utilities, and applicable restrictions. With its original character, beautiful hardwood floors, clawfoot tub, skeleton-key attic, and additional land, this is more than just a house — it's a property with history, personality, and possibilities. Come see this special Bonham property and discover the charm for yourself!

103 S Center St, Bonham

$159,000

3 Beds ⋅ 2 Baths ⋅ 21400502 MLS

Great opportunity in Honey Grove! This home underwent an extensive remodel approximately 3 years ago, including the addition of a bedroom and second bathroom, interior updates throughout, and foundation repairs. After being tenant-occupied for the past 3 years, the property is ready for some TLC and has experienced some foundation movement. Buyers have options—purchase AS-IS at a price that allows room to make improvements and build equity, or the seller is open to completing agreed-upon repairs with an acceptable offer and approved financing. A great opportunity for a buyer looking to customize a home and add value!

903 14th St, Honey Grove

$270,000

3 Beds ⋅ 2 Baths ⋅ 21389792 MLS

Charming ranch-style home nestled on just over half an acre in peaceful Trenton, TX! This adorable 3-bedroom, 2-bathroom home offers a comfortable layout with spacious bedrooms and plenty of room to enjoy the outdoors. The interior features fresh paint throughout, creating a clean and refreshed feel, while the roof was newly replaced in September 2026. Step outside to a covered patio overlooking the large backyard, shaded by beautiful, mature trees, offering plenty of space for entertaining, gardening, pets, or simply enjoying the peaceful setting. A storage shed provides additional convenience for tools and outdoor equipment. Ideally located just minutes from Trenton High School and HWY 121, this property offers the charm of small-town living with everyday conveniences nearby. A wonderful opportunity for anyone looking for a well-maintained home with space to spread out! Fiber internet has been added to the property, offering high-speed connectivity for work and everyday living. Buyer's agent to verify all info.

1622 Fm 815, Trenton

$235,000

4 Beds ⋅ 2 Baths ⋅ 21399800 MLS

Rare multi-home property offering space, flexibility, and built-in value in the quiet community of Bailey. This .75-acre property includes two separate homes: a 4-bedroom main mobile home plus a charming 2-bedroom cottage, ideal for multi-generational living, rental income, or a private guest retreat which features approximately 1500 sq ft, durable LVP flooring in main areas, and cozy carpeted bedrooms. Enjoy outdoor living on the covered wooden deck, perfect for morning coffee or evening relaxation. The high-end appliances stay with the home, such as washing machine, dryer, and commercial upright freezer. The second home is a 2-bedroom, single bath cottage offering additional living space, guest accommodations, or investment potential. Each home includes two- car carport, a large storage shed, and a spacious yard suited for projects, gardening, or outdoor enjoyment. Conveniently located about 15 miles from Bonham, this property offers peaceful small-town living with easy access to shopping, dining, and everyday amenities. A versatile setup with two homes, multiple outbuildings, and modern updates—a standout opportunity ready for your next chapter.

112 Se Front St, Bailey

$163,500

2 Beds ⋅ 1 Baths ⋅ 21400943 MLS

Welcome to this charming 1,178 sq. ft. home nestled on nearly half an acre, offering 2 bedrooms and 1 bathroom, plus a flexible front room that could be used as a bedroom or living room. The spacious, tree-shaded lot features beautiful, mature pecan trees, creating a peaceful outdoor setting with plenty of room for kids to play, pets to roam, or simply enjoy the extra space. A 21’ x 23’ workshop with electricity provides even more versatility—perfect for projects, hobbies, storage, or a dedicated workspace. With its generous lot, mature trees, workshop, and abundant outdoor space, this property offers plenty of opportunity to make it your own and enjoy a little more room to spread out and relax.

1115 S 6th St, Bonham

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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