Rockwall County Homes under $400,000

Welcome to Rockwall County, Texas – a hidden gem that perfectly blends small-town charm with modern amenities, making it an ideal place to call home. Nestled just east of Dallas, Rockwall boasts a picturesque lakeside setting along Lake Ray Hubbard, offering stunning views and a wealth of recreational opportunities. Whether you’re an outdoor enthusiast, a family seeking a friendly community, or a professional looking for a convenient commute to the bustling Dallas-Fort Worth area, Rockwall has something for everyone.

One of the most appealing aspects of living in Rockwall is the diverse range of homes available, especially for those seeking properties under $400,000. The real estate market here is thriving, with a variety of options that cater to different lifestyles and preferences. From charming single-family homes with spacious yards to modern townhouses that offer low-maintenance living, you can find a perfect fit without breaking the bank.

Families will appreciate the highly-rated schools and vibrant community events that foster a strong sense of belonging. Additionally, Rockwall’s downtown area is filled with delightful shops, restaurants, and cultural activities, ensuring that residents have plenty to explore.

With its friendly atmosphere, beautiful surroundings, and affordable housing options, Rockwall County is not just a place to live; it’s a place to thrive. Come discover why so many people are choosing to make Rockwall their home – your dream property awaits!

Newest Rockwall County Homes under $400,000

$310,000

3 Beds ⋅ 2 Baths ⋅ 21425128 MLS

INCREDIBLE BUYER INCENTIVES: $4,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $4,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 9037 Palafox St is a single-story home with three bedrooms, two bathrooms and over 1,700 square feet of living area. The kitchen's island faces the connected living and dining spaces, with several rear windows and a door to the covered patio. A separate pantry adds storage beside the kitchen. Set apart from the secondary bedrooms, the primary bedroom connects to a bathroom with two sinks, a tub beneath a window and a separate shower. The home also includes walk-in closet storage, a dedicated laundry room and an attached two-car garage. A lawn extends behind the rear patio. Home comes with a 100-Day Home Warranty

9037 Palafox St, Royse City

$225,000

3 Beds ⋅ 2 Baths ⋅ 21424939 MLS

Cute and well-maintained with thoughtful upgrades, this three-bedroom home in Royse City is ready for its next owner! Offering a comfortable layout and inviting atmosphere, this home is perfect for first-time buyers, downsizers, or anyone looking for a place to call their own. Smart home features include smart light and fan switches, smart thermostat, front-facing security camera, and video doorbell for added convenience and peace of mind. Oversized primary bedroom with private access to back patio, en-suite bath, and walk-in closet. Enjoy outdoor living on the spacious 21 x 9 covered back patio complete with built-in speakers, recessed lighting, ceiling fan, and wiring for a TV—perfect for relaxing with a cup of coffee or watching fall football games while grilling. A 10 x 12 storage shed provides ample space for lawn and garden equipment, extra storage, or a dedicated hobby area. Foundation repaired with transferable warranty in 2023. Roof replaced in November. 2024. Refrigerator and TV’s are negotiable. Don’t miss the opportunity to make this adorable home your own!

800 Cooper Ln, Royse City

$239,900

3 Beds ⋅ 2 Baths ⋅ 21420821 MLS

Instant Equity Opportunity!-NO PID or MUD! With good bones and a newly installed composition roof, this completely livable home offers its new owner the freedom to make it their own—all at once or one cosmetic project at a time. Priced significantly below estimated market value and offered as-is, this spacious 3-bedroom, 2-bath, single-story home features 1,869 square feet with an oversized living area, dedicated dining space and a large eat-in kitchen with abundant cabinetry and a walk-in pantry. The spacious primary suite includes a walk-in closet, dual sinks, garden tub and separate shower. The backyard’s showpiece is an expansive custom timber-framed covered patio with a vaulted gabled roof and pergola-style extensions—an impressive outdoor living space with plenty of room for dining, entertaining and relaxing. Additional features include a separate utility room, fenced backyard and attached two-car garage. Spring Meadows is conveniently located just minutes from the heart of Downtown Fate, with local dining, Fate Station Park, seasonal markets and year-round community events nearby. This home is a blank canvas to make it your own! Don't wait!

413 Azalea Dr, Fate

$325,000

3 Beds ⋅ 2 Baths ⋅ 21422309 MLS

Are you searching for the perfect first home to start a family, are you looking to downsize without sacrificing comfort, or maybe you're dreaming of relaxing by your own swimming pool during those long Texas summers, this charming home in the desirable Spring Meadows neighborhood of Fate, Texas has something for everyone. Bring your decorating ideas and make this inviting three-bedroom, two-bath home your very own. Step inside and you'll appreciate the easy maintenance of solid-surface flooring that extends throughout most of the home. The kitchen is well-equipped with granite countertops, a stainless steel refrigerator, and a stainless steel electric range with a built-in microwave—making meals both convenient and enjoyable. The home's living room features a cozy wood-burning fireplace, creating the perfect gathering place on cool Texas evenings. The cozy primary suite offers a peaceful retreat and features a bathroom with a walk-in shower and quartz vanity top. A standout feature the home also has is a climate-controlled sunroom that provides year-round enjoyment and overlooks your own backyard oasis complete with a refreshing swimming pool. Whether you're entertaining guests, enjoying your morning coffee, or simply unwinding after a long day, this entertaining space is designed for making lasting memories. The neighborhood offers a scenic lake, playground and walking trails. The home is conveniently located less than a mile from downtown Fate, where you'll enjoy easy access to local shops, restaurants, parks, and community events while still experiencing the quiet charm of Fate and the Spring Meadows neighborhood. Don't miss your opportunity to make this wonderful home your own. Call your agent for a showing today and discover everything this Spring Meadows gem has to offer.

318 Laurel Ln, Fate

$265,000

3 Beds ⋅ 2 Baths ⋅ 21424648 MLS

Welcome to 2704 Spencer Circle in Royse City! This well-maintained 3-bedroom, 2-bath home offers 1,580 square feet of comfortable living space. The home has been nicely updated throughout and features a practical, functional layout that makes great use of the space. With a combination of recent improvements and consistent upkeep, this property is move-in ready and easy to make your own. Conveniently located in Royse City with access to local shopping, dining, and schools. A great opportunity for buyers looking for an updated, well-cared-for home at an approachable size.

2704 Spencer Cir, Royse City

$360,299

3 Beds ⋅ 2 Baths ⋅ 21423301 MLS

BRAND NEW energy - efficient home Dec 2026! Prepare dinner at the Clearwater's kitchen island while chatting with family in the adjacent dining and great rooms. White cabinets with veined white quartz countertops, muted beige EVP flooring with light taupe carpet. A master-planned community in Rowlett, TX, where outdoor living meets everyday convenience. Surrounded by scenic trails, creeks, and green spaces, residents enjoy a resort-style lifestyle with a community pool and splash pad, parks, a dog park, and easy access to Lake Ray Hubbard. Located near I-30, Highway 66, and Highway 190, the community offers easy access to Garland, Plano, and Richardson and is zoned for Rockwall ISD.

13105 Sugarberry Mews, Rowlett

$361,799

3 Beds ⋅ 2 Baths ⋅ 21423300 MLS

BRAND NEW energy - efficient home Dec 2026! Prepare dinner at the Clearwater's kitchen island while chatting with family in the adjacent dining and great rooms. White cabinets with veined white quartz countertops, light tan EVP flooring with light taupe carpet. A master-planned community in Rowlett, TX, where outdoor living meets everyday convenience. Surrounded by scenic trails, creeks, and green spaces, residents enjoy a resort-style lifestyle with a community pool and splash pad, parks, a dog park, and easy access to Lake Ray Hubbard. Located near I-30, Highway 66, and Highway 190, the community offers easy access to Garland, Plano, and Richardson and is zoned for Rockwall ISD.

13109 Sugarberry Mews, Rowlett

$259,000

4 Beds ⋅ 2 Baths ⋅ 21423834 MLS

Nice 4 Bedroom, 2 Bath. Looks new on inside, fresh paint. Covered back porch, open floor plan.

2478 Conklin Dr, Fate

$375,000

4 Beds ⋅ 3 Baths ⋅ 21421539 MLS

EXCEPTIONAL VALUE IN WATERSCAPE! Welcome to 4112 Cerulean Circle in Royse City, TX, a beautifully maintained, move-in-ready 4-bedroom, 3-bath home built by Bloomfield Homes in 2021. Situated on a quiet, low-traffic semicircular street, this two-story home offers a flexible floor plan, modern finishes, and a 3-car garage with a unique setup. The first floor features 3 bedrooms, 2 full bathrooms, and a dedicated home office or flex space. Upstairs, a 4th bedroom, full bathroom, and spacious bonus room offer room for a game room, second living area, or creative space. Wood-look tile flooring throughout the first-floor main living areas and bathrooms combines the look of hardwood with easy-care durability. The standout 3-car garage features a finished dividing wall and connecting door between the two-car and one-car sections, ideal for separate storage, hobbies, or workshop space. A utility sink makes cleanup easy. Custom stone-bordered flowerbeds in the front and back yards add curb appeal, and custom-cut white holiday lights designed for the home are included. Enjoy the appeal of newer construction without the wait in Royse City’s desirable Waterscape community, with convenient access to shopping, dining, and everyday essentials. PRICED TO SELL! Don’t miss this opportunity for a well-cared-for Bloomfield home with an office, bonus room, and versatile garage!

4112 Cerulean Cir, Royse City

$400,000

2 Beds ⋅ 1 Baths ⋅ 21423530 MLS

Charming and Move-In Ready Gem! Welcome home to this beautifully updated property featuring a bright, open-concept layout designed for modern living. Step outside onto the expansive, covered front porch—the ideal spot to unwind and enjoy your morning coffee or evening breeze. Inside, you'll love the spacious living area featuring rich wood-look flooring and abundant natural light that flows seamlessly into the dining space. The functional kitchen comes equipped with classic wood cabinetry, black appliances, and ample counter space. Additional highlights include comfortable bedrooms with generous closet space, fresh neutral paint throughout, and a dedicated laundry area. Conveniently located and ready for its next owners—schedule your tour today! This home stands out on a quiet residential street just minutes from downtown shops, nearby school and parks

415 S Bell St, Royse City

$380,000

3 Beds ⋅ 2 Baths ⋅ 21422537 MLS

ASSUMABLE LOAN AT 5.875% INTEREST RATE AND OVER $15,000 IN UPGRADES! Also offering $5,000 buyers credit with a full ask offer. Welcome to 5279 Amistad Avenue, a beautifully designed home offering stylish finishes, an inviting layout, and exceptional outdoor living in Royse City’s Parkside Village community! Built in 2022, this single-story home features 3 bedrooms, 2 bathrooms, and 1,881 square feet of thoughtfully designed living space. Step inside to discover an open-concept floor plan filled with natural light, highlighted by a stunning floor-to-ceiling stone fireplace, sleek matte black fixtures, and a beautifully appointed kitchen that flows seamlessly into the main living area. Step outside to enjoy a spacious backyard featuring a covered patio, extended outdoor entertaining area, and a gazebo, creating the perfect setting for relaxing or hosting gatherings. With over $15,000 in upgrades, this home offers thoughtful enhancements that add to its appeal! Living in Parkside Village means enjoying community amenities including a swimming pool, playground, green spaces, and walking trails. Beyond the neighborhood, you’ll appreciate convenient access to Interstate 30, making travel toward Rockwall, Greenville, and the Dallas area accessible. Nearby shopping, grocery stores, and dining options provide everyday convenience, while Historic Downtown Royse City offers local restaurants, shops, and small-town charm. For even more shopping, dining, and entertainment, Rockwall’s retail corridor and The Harbor at Lake Ray Hubbard are just a drive away. Don’t miss the opportunity to take advantage of a potentially assumable 5.875% interest rate, subject to lender approval and loan qualification requirements. Come discover everything this beautiful home and its surrounding community have to offer!

5279 Amistad Ave, Royse City

$370,000

4 Beds ⋅ 2 Baths ⋅ 21421250 MLS

Well maintained 4 bedroom, 2 bath home situated on an oversized lot in a cul-de-sac. The open floor plan features a split bedroom layout, providing a functional use of space. The kitchen offers ample workspace and a walk-in pantry. Ceramic tile flooring is featured in high-traffic areas, along with crown molding, recessed lighting, walk in closets, and ceiling fans throughout. The oversized lot features established landscaping and offers additional outdoor space. Convenient layout with desirable interior features!

506 Shadow Oaks Ct, Rockwall

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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Rockwall County Homes under $400,000

Newest Rockwall County Homes under $400,000

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