Denison Homes under $400,000

Welcome to Denison, Texas—a charming city nestled in the heart of Grayson County, where Southern hospitality meets modern living. Known for its rich history and vibrant community, Denison offers a delightful blend of small-town charm and big-city amenities. With its scenic parks, bustling downtown area, and close-knit neighborhoods, Denison is an ideal place for families, retirees, and everyone in between.

One of the most appealing aspects of Denison is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you can find a variety of options that cater to different lifestyles and preferences. From quaint bungalows and traditional single-family homes to modern townhouses, there’s something for everyone. These affordable homes provide an excellent opportunity for first-time buyers or those looking to downsize without compromising on quality or comfort.

Denison boasts excellent schools, making it a desirable location for families with children. The city is also home to numerous recreational activities, including the scenic Lake Texoma, which offers fishing, boating, and hiking opportunities. Plus, with easy access to major highways, residents can enjoy a quick commute to nearby cities like Sherman and Gainesville.

Whether you’re drawn to Denison’s historical charm, its welcoming community, or its affordable housing options, this city has something special to offer. Explore the possibilities of making Denison your new home, where you can enjoy a fulfilling lifestyle in a picturesque setting—all without breaking the bank!

Newest Denison Homes under $400,000

$162,500

2 Beds ⋅ 1 Baths ⋅ 21408852 MLS

2 BR - 1 Ba, Cute, Cozy Cottage Style home on large DOUBLE LOT in a desirable area of Northwest Denison. This property is located in a quite mature neighborhood convenient to all of the in-town merchants of necessities from Grocery, CVS, Take Out and easy delivery if needs are required or desired and offers ample living space in a smaller floorplan. Living room, large open eat in kitchen, 2 bedrooms and full bathroom along with a full-size utility room off kitchen with exit access to the back patio deck and backyard. Front yard offers flower bed framed, concrete front patio with porch entry cover that welcomes you home to this Cute, Cozy Cottage Style home on a Large Double Lot! Motivated Seller. Please see showing instructions due to current pets. Interior Pics Coming Soon.

2819 W Elm St, Denison

$260,000

3 Beds ⋅ 2 Baths ⋅ 21406772 MLS

305 Ross Ave, Denison

$225,000

3 Beds ⋅ 2 Baths ⋅ 21408593 MLS

Space, privacy and convenience on a 2-acre corner lot just outside Denison city limits. You get the open feel of country living while still being close to shopping, dining and everyday conveniences. Two full acres give you room for a garden, a shop, outbuildings, animals, RV and boat parking, or simply open space and quiet evenings outdoors. The corner lot adds easy access and visibility. The 3 bedroom, 2 bathroom home has been cherished by it's owners and is move in ready with room to update and make it your own. Refrigerator, washer and dryer stay! Water supplied by private well. Schedule your showing today.

3111 Preston Rd, Denison

$199,900

4 Beds ⋅ 2 Baths ⋅ 21406475 MLS ⋅ Tate BLDG.

What a rare opportunity to invest in a renovated duplex as your next investment property! Left unit is rented for $1,000 per month. You could also live in the empty unit and pay your bills with the income you'll receive! Its a win win situation. Build that sweat equity one month at a time! FHA eligible as long as you occupy the vacant side upon closing. This is a great option for those wanting to invest in real estate and a starting point to do so. The seller made significant improvements to the property including roof and siding repairs, fresh paint, flooring, plumbing fixtures, doors, window AC units, kitchen cabinets, plumbing, washer & dryer hook-ups, and more. Buyer to verify all information. Check it out today and start building or add to your real estate portfolio.

701 W Hull St, Denison

$159,500

3 Beds ⋅ 2 Baths ⋅ 21400245 MLS

Affordable living never looked this good! This corner-lot charmer sits proudly on a double lot, offering the space, character, and outdoor living that are increasingly hard to find. Original hardwood floors add warmth and timeless appeal, while a thoughtful remodel brings modern function to this classic Denison home. The kitchen is both stylish and practical, featuring stainless steel appliances, a breakfast bar, under-cabinet lighting, timeless brushed-metal hardware, and contemporary pendant lighting. The hall bath makes a statement with classic black-and-white tile and a beautifully tiled tub surround. The spacious primary suite overlooks the backyard and features its own ensuite bath with a generous vanity, while the split-bedroom layout offers added privacy. Step outside to the covered back patio, where lush Canna lilies frame the space and create a colorful backdrop for morning coffee or dining al fresco. The double lot provides plenty of room to enjoy the outdoors, garden, entertain, or simply spread out. Two detached outbuildings offer excellent storage and have plenty of potential with a little TLC. Behind the home, a gravel drive occupies the former carport area and provides an ideal location to add a new carport if desired. The home was extensively remodeled approximately 10 years ago, including updates to the kitchen, plumbing, and electrical. A durable metal roof adds another layer of long-term value and longevity compared to traditional composition roofing. Classic character, practical updates, a double lot, and a backyard made for enjoying the Texas sunshine—this is the kind of Denison home that just feels good.

2530 W Elm St, Denison

$345,000

4 Beds ⋅ 3 Baths ⋅ 21404389 MLS

Modern style meets thoughtful design at 101 Iron Horse Lane, a brand-new 2026 home by Dreams II Reality Group in Denison’s Katy Crossing. Offering 4 bedrooms, 2.5 baths and 1,870 square feet, this home stands apart with a sophisticated palette, contemporary finishes and a functional open-concept floor plan. The interior makes an immediate impression with high ceilings, warm wood-look LVP flooring, contemporary lighting and a cohesive mix of charcoal, black and natural wood tones. The kitchen is a standout, featuring rich charcoal shaker-style cabinetry, quartz countertops, a coordinating full-height backsplash, black hardware, under-cabinet lighting, a pot filler and a built-in wine rack. Even grocery day was considered in the design—a convenient Costco door connects the garage directly to the pantry, making it easy to unload groceries and bulk purchases without carrying everything through the house. The kitchen opens directly to the main living space, where a sleek linear fireplace creates a dramatic focal point. Modern details continue throughout the home, including a wood-tone staircase accented by horizontal metal railing. The primary suite includes a private bath with dual vanities and a beautifully tiled walk-in shower, while three additional bedrooms provide plenty of flexibility for bedrooms, guests or office space. Outdoor living wasn’t overlooked. The covered rear patio is finished with a wood-plank ceiling and ceiling fan, creating a polished extension of the home’s living space. Rock wool insulation provides enhanced sound control, fire resistance and thermal performance. And the home is backed by a 1-2-10 builder warranty for added peace of mind. 101 Iron Horse Lane delivers distinctive design, smart functionality and the benefits of brand-new construction without the builder-basic feel.

101 Iron Horse Ln, Denison

$320,000

4 Beds ⋅ 3 Baths ⋅ 21405382 MLS

Warm, modern and thoughtfully finished, 105 Iron Horse Lane brings an elevated sense of style to new construction in Denison’s Katy Crossing. Built in 2026 by Dreams II Reality Group, this 4-bedroom, 2.5-bath home offers 1,700 square feet with a light, inviting palette and carefully coordinated finishes throughout. Natural light fills the open living spaces, where warm wood-look LVP flooring provides contrast against the home’s crisp, neutral interior. The kitchen is especially polished, pairing white cabinetry with quartz countertops, gold hardware and a full-height quartz backsplash that carries the countertop material up the wall for a clean, seamless finish. The result feels bright and sophisticated without losing the warmth that makes a home comfortable. Nearby, the fireplace continues the softer palette with a light, understated finish that blends naturally into the living space. The primary suite carries that same attention to detail into the bath, where the tile, cabinetry, fixtures and finishes were selected to work together. Three additional bedrooms allow the floor plan to adapt easily for family, guests, a home office or other needs. The exterior has its own mix of texture and dimension, combining brick, stone and board-and-batten for a distinctive front elevation. Behind the finishes, batt and Rock wool insulation add enhanced sound control, fire resistance and thermal performance. Complete with a 1-2-10 builder warranty, 105 Iron Horse Lane pairs the benefits of brand-new construction with a finish package that feels intentionally designed from the inside out.

105 Iron Horse Ln, Denison

$335,000

4 Beds ⋅ 3 Baths ⋅ 21403369 MLS

Welcome to 3813 Iron Ore Drive! This single-story Highland Home offers 2,152 square feet with 4 bedrooms, 3 full baths and a thoughtfully designed floor plan that makes great use of the space. The open-concept kitchen, dining and living areas create a comfortable central gathering space, while the four-bedroom layout provides flexibility for family, guests or a home office. The kitchen features granite countertops, a gas cooktop, built-in oven and microwave, ample cabinetry and plenty of workspace. The primary suite is privately situated, with three additional bedrooms and two full guest baths providing plenty of room for everyone. Outside, enjoy a covered patio and backyard ready to make your own. Additional features include a tankless water heater, full gutters and a two-car garage. Located in Fawn Meadow at Gateway Village with convenient access to Hwy 75, shopping, dining, medical facilities and nearby Texoma Health Foundation Park. With 4 bedrooms, 3 full baths and the convenience of single-story living, this Highland Home is ready to welcome its next owner!

3813 Iron Ore Dr, Denison

$249,000

4 Beds ⋅ 2 Baths ⋅ 21400231 MLS ⋅ South Travis BLDG.

Great investment opportunity! This well-maintained duplex features 2 bedrooms and 1 bathroom on each side, offering comfortable living with plenty of recent updates. Both units feature new carpet, fresh paint, and updated appliances, making this property move-in ready. Each unit also includes its own private one-car garage and a large backyard, providing valuable outdoor space for each resident. Conveniently located in a great area with easy access to nearby shopping and dining. Whether you’re looking to expand your investment portfolio or live in one side while renting the other, this duplex offers flexibility, convenience, and great protentional!

1706 S Travis Ave, Denison

$324,900

4 Beds ⋅ 3 Baths ⋅ 21402820 MLS

Welcome to 2604 Flora Lane in Denison’s Flora Heights community! This move-in ready, 4-bedroom, 3-bath home offers 2,061 square feet of thoughtfully designed living space with modern finishes and an inviting open layout. The spacious kitchen features a large island with breakfast bar seating, abundant cabinetry, and a pantry, opening seamlessly to the dining area and living room with a cozy fireplace. Recessed lighting adds to the home’s bright, welcoming feel. Retreat to the private primary suite featuring dual sinks, a freestanding soaking tub, steam shower, and an expansive walk-in closet. Situated on a 0.243-acre lot, the backyard offers plenty of room to relax, entertain, or create your own outdoor retreat. A 2-car attached garage and no HOA add everyday convenience. Enjoy Denison’s small-town charm with easy access to US-75, shopping, dining, and recreation at nearby Lake Texoma, plus entertainment at Choctaw Casino in Durant.

2604 Flora Ln, Denison

$218,000

3 Beds ⋅ 2 Baths ⋅ 21370523 MLS

Wake up on Washington! This newer-construction Earnhart Built home offers an inviting blend of privacy, modern finishes and easy living—with a grassy lot next door and friendly horses across the street. Located on a quiet dead-end street, it’s the kind of neighborhood where kids can ride their bikes and neighbors actually know each other. Inside, the bright, open floorplan features 3 bedrooms, 2 bathrooms, split bedrooms and low-maintenance, stained concrete floors. The primary suite enjoys its own private wing, while the white kitchen takes center stage with solid-wood cabinetry, stainless-steel appliances, a brand-new vented microwave and a brushed-gold faucet. Both bathrooms feature granite countertops, contemporary lighting, new mirrors and beautifully tiled shower and tub surrounds. The laundry closet includes a new full-sized LG stainless washer and dryer, both of which convey with the home. Step outside to the oversized, fully fenced backyard—perfect for entertaining, pets, gardening or simply enjoying a little extra space. A newer Tuff Shed, thoughtfully matched to the home, provides additional storage, while the chicken coop is ready if you’re dreaming of fresh eggs in your own backyard. And the location? Hard to beat. You’re just minutes from newly renovated Terrell Elementary and less than a mile from downtown Denison, where locally owned boutiques, delicious eateries, upscale antique shops and more await. Named a Great American Main Street Award Winner in 2025, downtown Denison has the charm and energy that make this area such a fun place to call home.

225 E Washington St, Denison

$199,000

3 Beds ⋅ 2 Baths ⋅ 21400964 MLS

Historic charm, modern comfort, and downtown Denison just a few blocks away! Built in 1920, this beautifully maintained Craftsman offers the character buyers love about an older home while incorporating thoughtful updates for today’s lifestyle. Less than half a mile from downtown Denison and the newly updated Main Street, you’ll be close to local dining, shopping, entertainment and Heritage Park. Step onto the spacious covered front porch and imagine slow mornings in a rocking chair before heading downtown for coffee or an afternoon out. Inside, large windows bring in wonderful natural light, while original crown molding and trim preserve the home’s timeless Craftsman character. The spacious living room features beautiful refinished hardwood floors and a cozy electric fireplace with mantle. The formal dining room flows naturally into both the living room and kitchen, creating an inviting layout for everyday living. The kitchen blends function and style with granite countertops, an electric range, dishwasher, and plenty of stainless shelving and workspace. Ceramic tile adds durability in the kitchen and bathrooms, while the primary ensuite features quartz countertops and a tiled tub. Thoughtful updates bring modern convenience to this historic home, including insulation in the exterior walls, solar-powered attic vents, R-blanket attic insulation, solar screens, a Nest thermostat, smart locks on the front and back doors, and smart fans in most rooms. The water heater was replaced in 2022, and foundation work was completed in 2025 with a transferable 3-year warranty. Outside, the fenced backyard offers room to relax, garden or entertain, with a recently updated wood privacy fence along with chain-link fencing and a storage shed. For the buyer who wants historic character without giving up modern conveniences—and wants downtown Denison right around the corner—this one deserves a closer look. Come see what makes 806 W. Gandy so special.

806 W Gandy St, Denison

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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